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Brake failure
Brake failure can happen. Drum brakes are more commen to fail. Modern dual-circuit brake systems have made total brake failure an unlikely event. If one side of the circuit fails, the other side is usually sufficient to stop a vehicle.
Impending Skidmarks
Also known as shadow skidmarks are small fragments of rubber, ground or scraped from the tire, at the tire and roadway interface, as the rotating tire slows to a locked position.
Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.
Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.
Years of Potential Life Lost (YPLL)
Calculated based on the following equation: YPLL = Fixed Age - Age at death. Usually the fixed age is 65 or 70, or the life expectancy of the group in question.
Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Brake Build-up (Brake Lag)
Occurs just after the brakes are applied and continues until they lock.
Using cell phone
Some state have banned types of cell phone use while driving. This can be very dangerous and my be a cause of an accident.
Failure to signal
There are laws and driving rules that instruct proper turning signals, at time a hand or a light signal is required to be used. A right hand turn may not be permited, or a turn in an intersection may be done incorectly.
Excessive speed & Speeding
Speeding is defined as travelling faster than the posted speed limit, or travelling too fast for the road conditions even at speeds under the posted limit.
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Did You Know?